Payments

How do I pay for a purchase?

Umekart offers you multiple payment methods. Whatever your online mode of payment, you can rest assured that the payment gateway partners use secure encryption technology to keep your transaction details confidential at all times.

You may use Internet Banking, Bank Transfer and Cash on Delivery to make your purchase.

 

Are there any hidden charges?

There are NO hidden charges when you make a purchase on Umekart. The prices listed for all the items are final and all-inclusive. The price you see on the product page is exactly what you pay.

Delivery charges may be extra depending on the product.

 

What is Cash on Delivery?

If you are not comfortable making an online payment.You can opt for the Cash on Delivery (COD) payment method instead with a nominal COD charge Rs-49/-. With COD you can pay in cash at the time of actual delivery of the product at your doorstep. Currency of other country cannot be used to make COD Payment, only Indian Rupees Accepted.

 

How do I pay using a credit/debit card?

We accept payments made by credit/debit cards issued in India.

 

Credit cards

We accept payments made using Visa, MasterCard and American Express credit cards.

To pay using your credit card at checkout, you will need your card number, expiry date, three-digit CVV number (found on the backside of your card). After entering these details, you will be redirected to the bank’s page for entering the online 3D secure password.

 

Debit cards

We accept payments made using Visa, MasterCard and Maestro debit cards.

To pay using your debit card at checkout, you will need your card number, expiry date (optional for Maestro cards), three-digit CVV number (optional for Maestro cards). You will then be redirected to your bank’s secure page for entering your online password (issued by your bank) to complete the payment.

 

Is it safe to use my credit/debit card on umkart?

All credit card and debit card payments on Umekart are processed through secure and trusted payment gateways managed by leading banks. Banks now use the 3D secure password service for online transactions, providing an additional layer of security through identity verification.

 

What is a 3D Secure password?

The 3D Secure password is implemented by VISA and MasterCard in partnership with card issuing banks under the “Verified by VISA” and “MasterCard Secure Code” services, respectively.

The 3D Secure password adds an additional layer of security through identity verification for your online credit/debit card transactions. This password, which is created by you, is known only to you. This ensures that only you can use your card for online purchases.

 

How can I get the 3D Secure password for my credit/debit card?

You can register for the 3D Secure password for your credit/debit card by visiting your bank’s website.

 

Can I use my bank’s Internet Banking feature to make a payment?

Yes. Umekart offers you the convenience of using your bank’s Internet Banking service to make a payment towards your order. With this you can directly transfer funds from your bank account, while conducting a highly secure transaction. You can also choose from the available online channels such as PayPal, Paytm, G-Pay, Razor Pay, etc

 

Can I make a credit/debit card or Internet Banking payment through my mobile?

Yes, you can make credit card payments through the Umekart mobile site and application. Umekart uses 256-bit encryption technology to protect your card information while securely transmitting it to the secure and trusted payment gateways managed by leading banks.

 

How do I place a Cash on Delivery (COD) order?

All items that have the “Cash on Delivery Available” icon are valid for order by Cash on Delivery.

Add the item(s) to your cart and proceed to checkout. When prompted to choose a payment option, select “Pay by Cash on Delivery”.

Once confirmed, your order will be processed for shipment in the time specified, from the date of confirmation. You will be required to make a cash-only payment to our courier partner at the time of delivery of your order to complete the payment.

 

Terms & Conditions:

The maximum order value for COD is ₹50,000

Gift Cards or Store Credit cannot be used for COD orders

COD charge applicable for COD Orders.

Cash-only payment at the time of delivery.